UNIVERSITY PERCEPTION OF LEARNING IN THE USE OF DIGITAL PAYMENTS – TAM3
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Abstract
The article analyzes the perception of postgraduate university students on learning related to digital payment systems. The technology acceptance model (TAM3) was used to evaluate the ease of use and usefulness of these systems. An instrument was applied to university professionals with questions posed by constructed identities [that is, gender (male, female) by socioeconomic stratum (one, two, three, four and five). Where 370 university students participated. Which completed an online survey. The results showed that there is a low degree of development in the use of digital payment systems. A descriptive and variance analysis was performed to examine differences in perception according to gender and socioeconomic stratum. The findings provide information on the perception of university students about learning and using digital payment systems.
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