MEDIATING ROLE OF GOVERNMENT SUPPORT FOR FINTECH ADOPTION: EMPIRICAL EVIDENCE FROM ISLAMIC BANKS OF KARACHI, PAKISTAN

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Published: Apr 5, 2023
DOI: https://doi.org/10.52783/rlj.v11i3s.2188
Keywords:
Awareness Perceived trust Perceived usefulness Fintech adoption

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DODO KHAN ALIAS KHALID MALOKANI, TAYYABA RAFIQUE MAKHDOOM, MASOOD AHMED SIDDIQUI, JAMSHED ALI SHAH, ALI RAZA ZAIDI

Abstract

The purpose of this study is to investigate thefactors affecting fintech adoption and mediating role of government support.The collection of required data was processeddirectly from the respondents, it’s also a fundamental component of research methodology. Using a self-administered questionnaire from prior researches and a Google form, the initial data was collected. A structured questionnaire survey is used to gather information for an explanatory study design. Fintech Adoption Services in the Islamic Banking Industry of Karachi Sindh will provide the study's data.The data indicate that there is a positive relationship between awareness, perceived trust, and perceived usefulness on adoption fintech. In addition, such that, the mediating role of government support between awareness and fintech adoption revealed a partial mediation effect. However, the mediating role of government support between perceived trust and fintech adoption revealed a full mediation effect. Lastly, the mediating role of government support between perceived usefulness and fintech adoption revealed a partial mediation effect. This study plays an important part in the influence that the adoption of fintech services has had on the banking industry in Karachi. This study will be helpful to organizations and employees in the banking industry who are looking to achieve a competitive advantage by increasing their use of fintech services.

Article Details

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Vol. 11 No. 3s (2023): Exploring the Intersections of Law and Society: Critical Perspectives on Social Justice and Human Rights
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Articles
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This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.

Author Biography

DODO KHAN ALIAS KHALID MALOKANI, TAYYABA RAFIQUE MAKHDOOM, MASOOD AHMED SIDDIQUI, JAMSHED ALI SHAH, ALI RAZA ZAIDI

DODO KHAN ALIAS KHALID MALOKANI1, DR. TAYYABA RAFIQUE MAKHDOOM2, MASOOD AHMED SIDDIQUI3, JAMSHED ALI SHAH4,ALI RAZA ZAIDI5 1Business Administration Department, Government College University Hyderabad, Pakistan (Corresponding Author: alias.khalid@gcuh.edu.pk) 2Business Administration Department, Government College University Hyderabad, Pakistan 3Department of Education, Government College University, Hyderabad, Pakistan 4Department of Multi-Disciplinary Studies,Government College University, Hyderabad, Pakistan 5Business Administration Department, Government College University Hyderabad, Pakistan

 

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