THE IMPACT OF DIGITAL TRANSFORMATION TECHNOLOGY IN PROMOTING INSURANCE SERVICES IN THE NATIONAL INSURANCE COMPANY AND THE IRAQI GENERAL INSURANCE COMPANY: APPLIED RESEARCH

Main Article Content

NAWAR KAZEM KARIM KHOLOUD HADI ABBOUD

Abstract

The aim of this research is to identify the importance and effectiveness of digital transformation technology and its impact on promoting insurance services for public insurance companies in Iraq, and the advantages and competitive ability it can achieve for them to achieve efficiency and effectiveness in the insurance sector. After examining the reality of the insurance activity in the research sample companies, the research concluded that the majority of public insurance companies in Iraq rely on their own digital websites on the Internet to introduce themselves and their branches, and to introduce customers to their traditional services, which are still in their early stages.

Article Details

Section
Financial Law
Author Biography

NAWAR KAZEM KARIM KHOLOUD HADI ABBOUD

Dr. Nawar Kazem Karim Kholoud Hadi Abboud

The Higher Institute for Accounting and Financial Studies/University of Baghdad Higher Institute for Accounting and Financial Studies/University of Baghdad

References

Abdulkarim, F. M. (2009). The possibility of implementing e-commerce in the insurance industry: A case study in the National Insurance Company. Institute of Higher Accounting and Financial Studies, University of Baghdad.

Aboud, K. H., & Abd, I. J. (2014). Electronic management in insurance companies. Journal of Accounting and Financial Studies, 9(26), 1-22.

Abu Fara, Y. (2018). E-marketing: Elements of the marketing mix on the internet (4th ed.). Dar Wael for Publishing and Distribution.

Al-Balushi, N. A., Al-Harasi, N., Al-Awfi, A., & Ali, A. (2020). The reality of digital transformation in Omani institutions. Journal of Information and Technology Studies, Arab Libraries Association – Gulf Branch, Sultan Qaboos University.

Al-Khouri, A. M. (2021). Digital government: A focus area. (2nd ed.). Arab Administrative Development Organization – Arab League University.

Al-Mofadhdi, S. M. (2020, November 11). The next stage of digital transformation [Webinar]. Retrieved from https://webinar.attaa.sa/

Breis, A. K., & Jubran, W. Q. (2018). Digital transformation technology and its impact on improving the strategic performance of the bank. Iraqi Journal of Administrative Sciences, (65).

Habib, L. M. (2015). The role of e-commerce in enhancing the competitive advantage of insurance companies: A survey in the Iraqi National Insurance Company. Higher Institute of Accounting and Financial Studies, University of Baghdad.

International Association of Insurance Supervisors (2017). Fintech development in the insurance industry (pp. 41-45).

Ismail, A. I. (2018). The electronic payment system and its impact on the development of insurance services: A survey in the Iraqi General Insurance Company. Higher Institute of Accounting and Financial Studies, University of Baghdad.

Laftah, B. S., & Hussein, H. F. (2018). Evaluating consumer online buying behavior and its relationship with personal variables. Journal of Accounting and Financial Studies, 13(43), 1-21.

Luna-Reyes, L. F., & Gil-Garcia, J. R. (2014). Digital government transformation and internet portals: The co-evolution of technology, organizations, and institutions. Government information quarterly, 31(4), 545-555.

Matt, C. H., Hess, T., & Benlian, A. (2015). Digital transformation strategies. Business & Information Systems Engineering, 57(5), 339-343.

McGing, S., & Gribble, J. (2000). Insurance: Online – One year on… The Institute of Actuaries of Australia Biennial Convention-Gold Coast May 2001.

Muselhi, H. (2021). Digital transformation: The future framework for information systems and technology. (1st ed.). National Books and Documents House.

Pride,William M.&Ferrell,O.C.,2000,''Marketing :Concepts and Strategies '',Houghton Mifflin Co.,U.S.A.

Shaalan,Mohamed Ali,2017 "Governance Of Digital Transformation In The Saudi Vision,2030,Engineer Magazine ,Saudi Council of Engineers , No, 100,March.

Shadeed, M. M. (2021). The impact of digital transformation on the level of service performance provided: With an application to employees of the General Traffic Administration, Cairo. Journal of the Faculty of Economics and Political Science, 22(4), 8.

Shahata, N. Y. (2012). The impact of information technology on increasing the effectiveness of e-government: A case study of the Civil Service Bureau. Middle East University.